If You Are Making The Sale...

1. Prospecting - The process that makes people aware of your existance. And they should know where to find you. If they become friends, that will make you closer but not necessary they will buy from you!

2. Presentation - You have to find the right time to make the presentation of what you have to offer else it will only goes to the drain. The best time to make the presentation is when they ask for it, you will have all their attentions. Most probably they will digest it all!

3. Handling Objection - After they have heard it all, it's time for them to ask question. If there is no question, its either they understand it all or they don't at all! Answer all question precisely... All the small yes will make a bigger YES.

4. Closing - Wait for them to give the YES. When they give you the big YES, you must quickly seal it. With payment and papers. Don't wait too long. As you don't wait for too long when they are ready to be kissed. As kissing, if too early, you will get a slap, if too late they will shy away. As simple as that!

5. Delivery/Implementation - It has to be done as promise. If there is any delay, acknowledge them before hand. A happy client will become repeat client and a good referrer...

6. After Sales Services - Visit the customer from time to time even if there is no complain. Satisfied customer is a good referrer...

7. Repeat sale/Referral - From every happy and satisfied customer comes repeat sales and referred customer. And the cycle continues...

Senarai BPKTF Tertunggak 2014...

Senarai Jumlah Pinjaman dan Peminjam BPKTF PAKKP dengan Ansuran Tertunggak Berakhir 31 Disember 2014, Kepada yang terlibat, sila hubungi pejabat PAKKP dengan segera;

(RM 1000) ABD AZIZ BIN MD NOR
(RM 1000) ABDUL AZIZ BIN SHAMSEE
(RM 1000) ABDUL MALEK BIN ABU BAKAR
(RM 1000) ABDUL MUIZ BIN BURHANUDDIN
(RM 1000) ABDUL RASHID BIN A. RAZAK
(RM 2000) ABDUL RAZAK BIN PARMAN
(RM 2000) ABS KAYA ENTERPRISE
(RM 1000) ABU BAKAR BIN BERAMAN
(RM 1000) ADY EFENDY BIN MOHD HANAFIAH
(RM 1000) AHMAD FARUZ BIN ARIFF
(RM 1000) AHMAD FIRDAUS BIN YAHYA
(RM 1000) AHMAD KAMAL BIN JOHARI
(RM 1000) AHMAD MUTAZZAR BIN MUDA
(RM 1000) AHMAD MUTHA BIN OTHMAN
(RM 14000) AHMAD TARMIZI BIN AB MANAN
(RM 1000) AHMAD ZAKI BIN MOHD SAIRI
(RM 1000) AHMAD ZAMANI BIN MOHAMAD SHAKIR
(RM 1000) AINALIZA BINTI ABDUL RANI
(RM 12000) AISHAH BINTI HASHIM
(RM 1000) ALEEYASA JEHTAE
(RM 1000) ALI BIN MOHAMED
(RM 1000) AMNIZAR HIRZILI BIN MASIDI
(RM 1000) AMNUROL KHOMAR BIN MUHAMAD NOH
(RM 4000) ASASFA BINTI ABDULLAH
(RM 1000) ASLIDAR BINTI ABDULLAH
(RM 2000) AWADZIR BIN MD. NOR
(RM 4000) AZIMAH BINTI HASHIM
(RM 1000) AZIZAH BINTI NONG CHIK
(RM 1000) AZLINA BINTI AB AZIZ
(RM 1000) AZMAN BIN BAHAR JUANI
(RM 1000) AZNI BINTI RAHIM
(RM 1000) AZNISUHILA BINTI ABDULLAH
(RM 1000) AZURAZAIYANI BINTI MOHD KHAIRI
(RM 1000) AZZUL KALAM BIN ZAMRI
(RM 1000) AZZUL QAIYUM BIN ZAMRI
(RM 1000) BADLISHAH BIN BASIRON
(RM 1000) BADRUL HISHAM BIN IBRAHIM
(RM 1000) CHE KU SALMIZA BINTI CHE KU AHMAD
(RM 1000) CHE NOH BIN MOHD ALI
(RM 1000) DARUS BIN MOHD ISA
(RM 1000) ELISDA BINTI SAIDIN
(RM 1000) ELY NELIA BINTI ABD MUEN
(RM 2000) ESHAK BIN SUMIN
(RM 32000) FADLY BIN HAIRUDIN
(RM 1000) FADZILAH BINTI NORDIN
(RM 1000) FADZLIAZNITA BIN LAH
(RM 7000) FAIRUZ NADIA BINTI IDRIS
(RM 1000) FARAH IDAYU BINTI AHMAD KASIM
(RM 1000) FARIDA BINTI IBRAHIM
(RM 1000) FARIDAH BINTI ISMAIL
(RM 1000) FATIMAH BINTI SARMAN
(RM 1000) FATIN NURSYAFIQAH BINTI HAMID
(RM 1000) FAUZI BIN AHMAD
(RM 1000) FAZLIANA BINTI SHAHDAN
(RM 10000) GEE COLLECTION
(RM 4000) GEMILANG HK ENTERPRISE
(RM 1000) HABSAH BINTI ISMAIL
(RM 1000) HALIJAH BINTI IBRAHIM
(RM 1000) HALIMAH BINTI MAMAT
(RM 1000) HAMDAN BIN ZAMRI
(RM 1000) HAMIDAH BINTI NGAH
(RM 1000) HAMIDI BIN SAIDIN
(RM 1000) HAMZAH BIN MD ISA
(RM 1000) HANIJAH BINTI MAHMUD
(RM 1000) HARLIZAH BINTI OTHMAN
(RM 2000) HASMAH BINTI ADAM
(RM 3000) HASMAH BINTI DOLLAH@ABDULLAH
(RM 1000) HASSAN BIN INODIN
(RM 1000) HASSAN FUZI BIN NAWI
(RM 1000) HAYANI BINTI ZANUT
(RM 1000) HAZ EBRINA BINTI EDRIS
(RM 1000) HAZLIN BINTI HARUN
(RM 1000) HAZMIE LIEW BIN ABDULLAH
(RM 2000) HUSIN BIN AB. WAHID
(RM 1000) HUSIN BIN MAN @ ABDUL RAHMAN
(RM 1000) IMRAN BIN IBUS
(RM 1000) INTAN SHPURA BINTI HUSSAIN
(RM 32000) IRAWAN BIN IBRAHIM
(RM 1000) ISHAK BIN ABDUL RAHMAN
(RM 4000) IZAN AZWANY BINTI MOHD RADZWAN
(RM 1000) IZYANI BINTI OTHMAN BAKAR
(RM 1000) JALILAH BINTI YUSOF
(RM 1000) JAMALLUDIN BIN AHMAD
(RM 2000) JAMNAH BINTI ABDUL WAHID
(RM 1000) JOHAN ARIFF BIN MOHD HANAFIAH
(RM 3000) JULIANA BINTI JOHARI
(RM 1000) JUNAINAH BINTI EMBOK DALIK
(RM 1000) KAMAL HIZAT BIN ABIDIN
(RM 1000) KAMARIAH BINTI MOHAMMAD
(RM 1000) KAMAROZAMAN BIN MOHD RADZI
(RM 1000) KAMARUDIN BIN HUSSIN
(RM 1000) KASMAH BINTI ABDUL KADIR
(RM 1000) KASMARA BINTI ABAS
(RM 1000) KATIJAH BINTI ALIAS
(RM 2000) KHAFIZUL ANUAR BIN RAHIM
(RM 1000) KHAIRUL HAFSHAM BIN ROSLI
(RM 6000) KHALID BIN MD LEPI
(RM 1000) LASTRI BINTI SAABAN
(RM 1000) LEE SU KONG
(RM 1000) MADAH NAZ BINTI AHMAD
(RM 1000) MAHADI BIN ABDUL RAHMAN
(RM 1000) MAHANI @ MANIS BINTI BESAR
(RM 1000) MAJID BIN DAUD
(RM 1000) MAMAT BIN ADAM
(RM 1000) MARIANI BINTI MOHAMAD
(RM 1000) MARINA BTE SHARIFF
(RM 1000) MARZIANA BINTI ABDUL WAHAB
(RM 1000) MASIAH BINTI SAHADAN
(RM 1000) MASTURA BINTI ISMAIL@MOHD GHAZALI
(RM 1000) MAYMUNAH BINTI ABD. RAZAK
(RM 6000) MAZIATUL HANIM BINTI MAHBOB
(RM 2000) MAZLAN BIN MOHAMAD
(RM 1000) MAZLAN BIN OTHMAN
(RM 1000) MD AZMI BIN ANUAR
(RM 1000) MD DHAHIR BIN MAN
(RM 2000) MEK DA BINTI MAT ADAM
(RM 1000) MELATI BT MUSLIM
(RM 1000) MERIAM BINTI BOTA
(RM 1000) MOHAMAD ALIF BIN ISMAIL
(RM 1000) MOHAMAD BADROL AFFENDI BIN ABD SHUKOR
(RM 1000) MOHAMAD HAKIMI BIN YUSOF
(RM 1000) MOHAMAD RAMLI BIN BUSU
(RM 1000) MOHAMAD SUKRI BIN MOHAMAD NOOR
(RM 1000) MOHAMED MOHIDIN BIN ABDULLAH
(RM 1000) MOHAMMAD HADI BIN CHE SAAD
(RM 1000) MOHAMMAD HUSAINI BIN ALI
(RM 1000) MOHAMMAD KAMAL BIN WAHID
(RM 1000) MOHAMMAD ZAKRY OOI BIN ABDULLAH
(RM 1000) MOHD AFANDI BIN GHAZALI
(RM 1000) MOHD AMRI JOO BIN RAZAK @ ABDUL RAZAK
(RM 1000) MOHD AZHAR BIN KHALID
(RM 1000) MOHD AZUAN BIN BAED
(RM 1000) MOHD FADHIL BIN AHMAD
(RM 1000) MOHD FADHLI BIN SULAIMAN
(RM 1000) MOHD FUAD BIN ABU BAKAR
(RM 1000) MOHD HANAFIAH BIN MAT YAMAN
(RM 3000) MOHD HASRI BIN ITHNIN
(RM 1000) MOHD HASRUL BIN ARSHAD
(RM 10000) MOHD ISKANDAR BIN JUSOH
(RM 1000) MOHD JAMIL BIN MISWAN
(RM 1000) MOHD NASIP ISMAIL BIN SOFFIAN
(RM 2000) MOHD NASRULLAH BIN ZAINUDDIN
(RM 1000) MOHD NAZAR BIN AZIZ
(RM 1000) MOHD NOOR BIN MOHAMED
(RM 1000) MOHD NURADHA BIN PAIMAN
(RM 1000) MOHD RANI BIN  SELAMAT
(RM 1000) MOHD RIDZUAN BIN AISHA
(RM 1000) MOHD SAHROM BIN CHE AZIZ
(RM 5000) MOHD SAIFUL RAHMAN BIN BAKIR
(RM 1000) MOHD SHAHIR BIN ABD RAZAK
(RM 1000) MOHD SUFIAN BIN YUSOF
(RM 1000) MOHD SYAIFUL ILMAR BIN MOHD RAMLI
(RM 30000) MOHD TAIB BIN OMAR
(RM 1000) MOHD ZAIDIN BIN OSMAN
(RM 1000) MOURINNICKA@FARAH BINTI WATIS@JASERY
(RM 1000) MUHAMAD SYAFIEE BIN MD YUSOF
(RM 1000) MUHAMAD YUSRY BIN MOHD
(RM 1000) MUHAMMAD ADLI BIN ZUBER
(RM 1000) MUHAMMAD FAIZ BIN MOHD SAPERI
(RM 3000) MUHAMMAD FIRDAUS BIN RAMLI
(RM 1000) MUHAMMAD FITRI BIN SABTU
(RM 1000) MUHAMMAD NAZMI BIN HARUN
(RM 10000) MUHAMMAD NAZRI BIN YUSOF
(RM 10000) MUHAMMAD SABRI BIN ABDULLAH
(RM 1000) MUHAMMAD SALMIZAN BIN ZAINAL ABIDIN
(RM 1000) MURINA BINTI MUSTAFA
(RM 1000) MUSTAFA BIN MOHD NOR
(RM 1000) NASHELI IZRIN BINTI KHAMARRUDDIN
(RM 1000) NASRA BINTI NABA
(RM 2000) NATASHA BINTI ZAINAL
(RM 1000) NAZATUWAKHIS BINTI WAHAB
(RM 1000) NAZELI BINTI AB GHANI
(RM 1000) NIK HANNAH HANIM BINTI SUPIAN
(RM 1000) NIK NUR ADILA BINTI NIK HUSIN
(RM 1000) NIK ZAILANI BINTI NIK DIR
(RM 1000) NIK ZAMRI BIN NIK DIR
(RM 1000) NOOR AZIZAH BINTI RASOL DIN
(RM 1000) NOOR FAIZAH BINTI IBRAHIM
(RM 2000) NOOR LEEWAZNA BINTI IDRIS
(RM 1000) NOOR ZURAIFAH BINTI OTHMN
(RM 1000) NOORASNI BINTI MOHAMAD MOHEDIN
(RM 1000) NOR AISHAH BINTI MARZUKI
(RM 1000) NOR AZEAN BINTI ABD RAHMAN
(RM 2000) NOR AZILA BINTI IBRAHIM@AWANG
(RM 1000) NOR HIDAYAH BINTI MOHAMAD SHAFRI
(RM 2000) NOR LELAH BINTI SANI
(RM 1000) NOR SOFIAH BINTI MOHD NOR
(RM 1000) NOR SYUHADA BINTI MOHD HANAFIAH
(RM 2000) NORA BINTI ABDUL GHANI
(RM 2000) NORAIHA BINTI HARUN
(RM 1000) NORAIZAN BIN MOHD YUSOF
(RM 3000) NOREHAN BINTI MAT ALI
(RM 1000) NORFAZUIN BINTI MOHD ABAS
(RM 1000) NORHANA BINTI MOHD HANAFIAH
(RM 1000) NORHARMAWANI BINTI AB MUTALIB
(RM 1000) NORHASYIMA BINTI ALIAS
(RM 1000) NORIHAM BINTI MD HASAN
(RM 1000) NORIZAN BINTI MUSTAFFA
(RM 2000) NORIZAN BT AWANG
(RM 2000) NORIZANI BINTI MAMAT@OTHMAN
(RM 1000) NORLIA BINTI MANAN
(RM 1000) NORLIZA BINTI MOHD NOR @ ARIFIN
(RM 1000) NORSAM BINTI SANI
(RM 1000) NORSIMAH BINTI BASAR
(RM 1000) NORZILA BINTI MUHAMMAD
(RM 1000) NUR AFIQAH BINTI MOHD NOOR
(RM 1000) NUR FATIHAH LUCIANA BENJAMIN ABDULLAH
(RM 1000) NUR NAEMAH BINTI ABDUL HAMID
(RM 1000) NUR NAZURAH BINTI MOHD KHAIRUDIN
(RM 1000) NUR SYAFAWATI TAY BINTI MOHD DIN
(RM 1000) NURAINI BT NORDIN
(RM 1000) NURASHIKIN BINTI YAHAYA
(RM 1000) NURHUDA BINTI MAMAT
(RM 1000) NURLAYALI WATIS
(RM 1000) NURRUL ZAIHAN BINTI JAILANI
(RM 1000) NURSHIHA BINTI MOHD HANAFIAH
(RM 1000) NURSYAFIQAH BINTI MOHD BAKHTIAR
(RM 1000) NURUL AKMAR BINTI DAHURI
(RM 2000) PAUZI BIN MAT RIFIN
(RM 1000) RAJA AMRAM BIN RAJA ABDULLAH
(RM 1000) RAJA MOHD YUNUS BIN RAJA DAUD
(RM 1000) RAKIAH BINTI HASSAN
(RM 1000) RAKINAH BINTI AB WAHAB
(RM 1000) RAMLAN ABDULLAH
(RM 1000) RASHIMAH BINTI HAMZAH
(RM 1000) ROBIAH BINTI ISMAIL
(RM 1000) RODHIYAH BINTI MUSTAFA
(RM 1000) ROHANA BINTI CHE LONG
(RM 1000) ROHANA BINTI MAT
(RM 2000) ROHANI BINTI HARIS
(RM 1000) ROHAYA BINTI OTHMAN @ ABD RAHMAN
(RM 1000) ROHAYU BINTI YUSOFF
(RM 1000) ROMLAH BINTI MOHAMAD MOKHTAR
(RM 3000) ROSE HANIDA BINTI LONG
(RM 1000) ROSENIAIDA BT SALLEH
(RM 1000) ROSIDAH BINTI YUSOF
(RM 1000) ROSLINA BINTI ABDUL HAMID
(RM 1000) ROSMAN NIZAM BIN ABD GHANI
(RM 2000) ROSNAH BINTI JABAR
(RM 2000) ROSNAN BIN RAZAK
(RM 1000) ROSNU BIN MD NOR
(RM 1000) ROSSLEE BIN ISMAIL
(RM 1000) ROZIANA BINTI MOHD KHAIRI
(RM 1000) RUSLAN BIN MUDA
(RM 2000) RUSLINAH BINTI AWANG
(RM 1000) RUSNINA BINTI SAFIAI
(RM 1000) SAAB BIN HASSAN
(RM 1000) SABARIAH BINTI ABDUL KADIR
(RM 1000) SABARIAH BINTI ALI
(RM 1000) SAIDAH BINTI MOHAMED
(RM 1000) SALIZA BINTI MOHAMAD
(RM 11000) SALMAH BINTI JOHARI
(RM 1000) SALMIZA BINTI MOHD
(RM 2000) SAPIAH BINTI JAPIT
(RM 2000) SARWINA BINTI ABDUL RAHMAN
(RM 1000) SELAWATI BINTI SIDIK
(RM 1000) SHAARIAH BINTI MAN
(RM 2000) SHAHARUDIN BIN HJ SAIDIN
(RM 1000) SHAHRIDA BINTI YUSOFF
(RM 1000) SHAMSUL FAUZY BIN KAMARUDIN
(RM 4000) SHARENA NADIA BINTI SAPIYE
(RM 1000) SHARIFAH BT HARUN
(RM 1000) SHUHAIMI BIN MOHD KHAIRI
(RM 20000) SIDAH BINTI MAHMOOD
(RM 1000) SITI ATIKAH MAISARAH BINTI A MALEK
(RM 1000) SITI BALKIAH BINTI SALLEH
(RM 1000) SITI FATIMAH TUZHARAH BINTI SAHADAN
(RM 1000) SITI HAJAR BINTI DAUD
(RM 1000) SITI KHAIRUNNISA BINTI SALEHHUDIN
(RM 1000) SITI NATRAH BINTI AWANG
(RM 1000) SITI RODZIAH BINTI HASSAN
(RM 1000) SITI SAINIZA BTE SAIDIN
(RM 1000) SITI ZAINAB BINTI SARIH
(RM 1000) SITI ZUBAIDAH BINTI DOLLAH
(RM 1000) SITI ZUBAIDAH BINTI MAHZAN
(RM 1000) SOFIAN BIN MOHAMED ZAHELAN
(RM 1000) SOLEHAN BIN AHMAD BAIJURI
(RM 1000) SUHAIDI BIN SEMAN
(RM 2000) SUHAIMI BIN ABD AZIZ
(RM 1000) SUHAIMI BIN MASRUM
(RM 10000) SUHAIMI BINTI AWANG JUSOH
(RM 1000) SUIB BIN HAMAD
(RM 1000) SUMI BINTI SARKAWI
(RM 1000) SUPIAN BIN YUSSOF
(RM 1000) SURIATY BINTI ZAKARIA
(RM 1000) SURYANI BINTI RAMBELI@RAMLI
(RM 1000) SUZANA BINTI SAMAN
(RM 1000) SUZANA BINTI YUSUF
(RM 2000) SUZANNA BINTI ABDUL TALIB
(RM 1000) SUZIAH BINTI DURAPI
(RM 1000) SYED ZIN BIN SYED HARUN
(RM 1000) TENGKU MALIZA BINTI RAJA AHMAD
(RM 1000) TENGKU NOR AZLINA BINTI TENGKU MOHD
(RM 1000) TENGKU NUR SHUHADAH BINTI TENGKU HIDAR SHAH
(RM 1000) TENGKU ZAIDAH BINTI RAJA AHMAD
(RM 1000) TERMUDA ENTERPRISE
(RM 1000) UMI KALSOM BINTI JOHARI
(RM 1000) UMMI SALMAH BINTI HASSIN @ HASHIM
(RM 1000) WAN HAMILAH BINTI WAN ISMAIL
(RM 1000) WAN IDARIAH BINTI WAN IBRAHIM
(RM 1000) WAN JAH BINTI ISHAK
(RM 1000) WAN MOHD ASYRAFF BIN WAN ZUKI
(RM 1000) WAN MOHD HAFIZAN BIN WAN RAMLI
(RM 1000) WAN MOHD IRFAN BIN WAN ZUKI
(RM 1000) WAN ROHANI BINTI WAN JAHAYA
(RM 1000) WAN ZAINAB BINTI W.DERAMAN
(RM 1000) WAN ZUKI BIN WAN HASSAN
(RM 1000) YUSLINA BINTI IDRIS
(RM 4000) ZAAERAH BINTI ZULKIFLI
(RM 1000) ZAHARIN BTE MARICAN
(RM 1000) ZAHROL FAUZI BIN MD ARIFFIN
(RM 12000) ZAIDI BIN ARIFFIN
(RM 9000) ZAILAN BIN ABD AZIZ
(RM 1000) ZAINAL ARIFFIN BIN YUSOF
(RM 1000) ZAIRIMAS BINTI RAZALI
(RM 1000) ZALEHA BINTI SHAARI
(RM 1000) ZALEHA BINTI YAAKUB
(RM 2000) ZAMRI BIN ISHAK
(RM 1000) ZAMZARINA BINTI MUSTAFA
(RM 1000) ZANIYAH BT MARIKAN
(RM 2000) ZUHAIRUDDIN BIN MOHAMED ALI
(RM 1000) ZULIATI BINTI ISMAIL
(RM 1000) ZURINA BINTI RAHIM
(RM 1000) ZURINA SHAHNAZ BINTI ZAINOL FITHRI

Melayu itu...

Melayu itu orang yang bijaksana
Nakalnya bersulam jenaka
Budi bahasanya tidak terkira
Kurang ajarnya tetap santun
Jika menipu pun masih bersopan
Bila mengampu bijak beralas tangan.

Melayu itu berani jika bersalah
Kecut takut kerana benar,
Janji simpan di perut
Selalu pecah di mulut,
Biar mati adat
Jangan mati anak.

Melayu di tanah Semenanjung luas maknanya:
Jawa itu Melayu, Bugis itu Melayu
Banjar juga disebut Melayu,
Minangkabau memang Melayu,
Keturunan Acheh adalah Melayu,
Jakun dan Sakai asli Melayu,
Arab dan Pakistani, semua Melayu
Mamak dan Malbari serap ke Melayu
Malah mua'alaf bertakrif Melayu
(Setelah disunat anunya itu)

Dalam sejarahnya
Melayu itu pengembara lautan
Melorongkan jalur sejarah zaman
Begitu luas daerah sempadan
Sayangnya kini segala kehilangan

Melayu itu kaya falsafahnya
Kias kata bidal pusaka
Akar budi bersulamkan daya
Gedung akal laut bicara

Malangnya Melayu itu kuat bersorak
Terlalu ghairah pesta temasya
Sedangkan kampung telah tergadai
Sawah sejalur tinggal sejengkal
tanah sebidang mudah terjual

Meski telah memiliki telaga
Tangan masih memegang tali
Sedang orang mencapai timba.
Berbuahlah pisang tiga kali
Melayu itu masih bermimpi

Walaupun sudah mengenal universiti
Masih berdagang di rumah sendiri.
Berkelahi cara Melayu
Menikam dengan pantun
Menyanggah dengan senyum
Marahnya dengan diam
Merendah bukan menyembah
Meninggi bukan melonjak.

Watak Melayu menolak permusuhan
Setia dan sabar tiada sempadan
Tapi jika marah tak nampak telinga
Musuh dicari ke lubang cacing
Tak dapat tanduk telinga dijinjing
Maruah dan agama dihina jangan
Hebat amuknya tak kenal lawan

Berdamai cara Melayu indah sekali
Silaturrahim hati yang murni
Maaf diungkap senantiasa bersahut
Tangan diulur sentiasa bersambut
Luka pun tidak lagi berparut

Baiknya hati Melayu itu tak terbandingkan
Segala yang ada sanggup diberikan
Sehingga tercipta sebuah kiasan:
"Dagang lalu nasi ditanakkan
Suami pulang lapar tak makan
Kera di hutan disusu-susukan
Anak di pangkuan mati kebuluran"

Bagaimanakah Melayu abad dua puluh satu
Masihkan tunduk tersipu-sipu?
Jangan takut melanggar pantang
Jika pantang menghalang kemajuan;
Jangan segan menentang larangan
Jika yakin kepada kebenaran;
Jangan malu mengucapkan keyakinan
Jika percaya kepada keadilan.

Jadilah bangsa yang bijaksana
Memegang tali memegang timba
Memiliki ekonomi mencipta budaya
Menjadi tuan di negara Merdeka."

NUKILAN Usman Awang

Susu Induk Kambing Baka Shami...

Kelebihan Susu Kambing:

Susu terbaik selepas susu Ibu * Tidak menyebabkan alahan * Kuatkan Sistem Imunisasi * Bersifat Alkali * Tingkatkan daya kepekaan, Tumpuan dan Ingatan * Lancarkan sistem penghadaman dan usus * Membantu mengubati Kanser, Demam kuning, Gastrik, Ulser, Athsma, penyakit kulit, sukar tidur * Membantu merawat senggugut, Kencing manis, batuk kering, Gout, Darah tinggi dan Lemah jantung * Mengimbangi Gula dan kolestrol dalam darah * Menguatkan Jisim tubuh yang sihat (tulang, gigi, otot, kulit & tisu saraf) * Tidak menyebabkan kahak * Memulihkan tenaga batin * Awet muda dll.

Rent To Own Home...

Our rent to own apartment in Butterworth, Penang. Selling cash price RM 250,000. Instalment, RM 10,000 commitment fee, RM 1,000 monthly rental for 240 month. It's an interest free program.
 
After the 240 months or RM 250,000 it's yours plus transfer fees.

Donate RM 1,000 to participate in the  PPTFP (Program Perumahan Tanpa Faedah PAKKP) now.

Nilai IKBS Secara Tunai...